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OUR SchemeS

Gold Loan

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it.
Rayat Kalyan Nanded Urban Nidhi Ltd. Nanded Mutaul Benefit India Nidhi Ltd designed to provide liquidity against gold and gold Jewelers without having to sell them. Let your gold help you bring the golden period in life...s

Features & Benefits-

  1. Attractive Interests Rates.
  2. Hassle-free quick processing of loans
  3. Minimum documentation and quick disbursal
  4. Simplified Paperwork.
  5. Easy Payment options.
  6. ATL - Anytime Liquidity
  7. No EMI, Service only Interest and enjoy the Loan facility

Terms & Conditions:-

  1. The valuation of the gold ornaments will be done by Rayat Kalyan Nanded Urban Nidhi Ltd. Nanded. through authorized value, and the cost of valuation will be borne by borrower.
  2. Two colour photographs of gold ornaments are required.
  3. Two colour photographs of borrower and his/her ID proof are required.
  4. The loan interest will be paid on monthly basis.
  5. The borrower has to provide an affidavit declaring the ownership of the ornaments.
Gold Loan – Eligibility :

Anyone who is the member and owns gold ornaments can avail the loan. (Note: Minors are not eligible.)